Life Insurance
Our company now provides Basic Life and Accidental Death & Dismemberment (AD&D) insurance at no cost to you!
Life Insurance
Video coming soon
Coverage Summary
| Benefit | Basic Life / AD&D | Voluntary Employee Life / AD&D | Voluntary Spouse Life / AD&D | Voluntary Child Life / AD&D (14 days – 6 mo) | Voluntary Child Life / AD&D (6 mo – 19 years) |
|---|---|---|---|---|---|
| Carrier | Lincoln Financial Group | Lincoln Financial Group | Lincoln Financial Group | Lincoln Financial Group | Lincoln Financial Group |
| Paid by | Employer | Employee | Employee | Employee | Employee |
| Benefit amount | $25,000* | 5x salary up to $500,000* | 50% of EE benefit up to $250,000* | $250 | $10,000 |
| Guaranteed issue | - | $150,000 | $30,000 | Full benefit | Full benefit |
Carrier
- Basic Life / AD&D
- Lincoln Financial Group
- Voluntary Employee Life / AD&D
- Lincoln Financial Group
- Voluntary Spouse Life / AD&D
- Lincoln Financial Group
- Voluntary Child Life / AD&D (14 days – 6 mo)
- Lincoln Financial Group
- Voluntary Child Life / AD&D (6 mo – 19 years)
- Lincoln Financial Group
Paid by
- Basic Life / AD&D
- Employer
- Voluntary Employee Life / AD&D
- Employee
- Voluntary Spouse Life / AD&D
- Employee
- Voluntary Child Life / AD&D (14 days – 6 mo)
- Employee
- Voluntary Child Life / AD&D (6 mo – 19 years)
- Employee
Benefit amount
- Basic Life / AD&D
- $25,000*
- Voluntary Employee Life / AD&D
- 5x salary up to $500,000*
- Voluntary Spouse Life / AD&D
- 50% of EE benefit up to $250,000*
- Voluntary Child Life / AD&D (14 days – 6 mo)
- $250
- Voluntary Child Life / AD&D (6 mo – 19 years)
- $10,000
Guaranteed issue
- Basic Life / AD&D
- -
- Voluntary Employee Life / AD&D
- $150,000
- Voluntary Spouse Life / AD&D
- $30,000
- Voluntary Child Life / AD&D (14 days – 6 mo)
- Full benefit
- Voluntary Child Life / AD&D (6 mo – 19 years)
- Full benefit
- *Employee reduction: By 35% at age 65, 60% at age 70, and 75% at age 75. Benefits end when you retire. Spouse reduction: by 35% at age 65. Benefits end when you reach age 70 or retire.