These voluntary plans through Lincoln pay cash benefits directly to you, which can be used to help offset medical out-of-pocket expenses or other everyday costs while you focus on recovery.
Supplemental Health
Video coming soon
Accident Insurance
Lincoln Financial Group
Accidents can create unexpected out-of-pocket expenses, even when you have medical coverage. The accident plan provides cash benefits for covered injuries, helping reduce the financial impact of services like emergency care, fractures, and follow-up treatment.
What's included
Low Example: You dislocate your shoulder in an accident, submit a claim, and receive cash benefits (up to $400 for the dislocation and $100 for emergency care).
High Example: You dislocate your shoulder in an accident, submit a claim, and receive cash benefits (up to $3,500 for the dislocation and $250 for emergency care).
BI-WEEKLY PAYROLL CONTRIBUTIONS
Coverage tier
Low Plan
High Plan
Employee Only
$4.20
$6.51
Employee + Spouse
$7.02
$10.80
Employee + Child(ren)
$7.86
$11.85
Family
$10.62
$16.06
Employee Only
Low Plan
$4.20
High Plan
$6.51
Employee + Spouse
Low Plan
$7.02
High Plan
$10.80
Employee + Child(ren)
Low Plan
$7.86
High Plan
$11.85
Family
Low Plan
$10.62
High Plan
$16.06
Critical Illness Insurance
Lincoln Financial Group
A serious diagnosis can result in significant financial strain beyond medical bills. The critical illness plan provides a lump-sum cash benefit if you are diagnosed with a covered condition, providing flexibility to cover treatment-related costs or everyday expenses during recovery.
What's included
Example: You are diagnosed with an invasive cancer, submit a claim, and receive a lump-sum cash benefit (options of $10,000, $20,000, or $30,000).
Coverage amounts: $10,000, $20,000, $30,000
Hospital Indemnity Insurance
Lincoln Financial Group
A hospital stay can result in significant out-of-pocket costs, even with medical insurance. Hospital indemnity insurance provides cash benefits when you are admitted to the hospital due to a covered illness or injury, helping offset expenses such as deductibles, copays, coinsurance, and other everyday costs during recovery.
You can choose between a Low Plan and a High Plan, with higher benefit amounts available under the High Plan.
What's included
Low Example: You are admitted to the hospital and receive cash benefits of $1,000 for admission plus $100 for each additional day of your hospital stay.
High Example: You are admitted to the hospital and receive cash benefits of $2,000 for admission plus $200 for each additional day of your hospital stay.
