NationsBenefits
2027

Mid PPO

Our company offers medical plans administered through BCBS that support different healthcare needs and budgets.

Mid PPO

Video coming soon

Carrier

BCBS

Plan type

PPO

Out-of-network coverage

Yes

FSA eligible

Healthcare FSA

BI-WEEKLY PAYROLL CONTRIBUTIONS

Employee Only

Bi-Weekly Payroll Contribution
$61.84

Employee + Spouse

Bi-Weekly Payroll Contribution
$293.66

Employee + Child(ren)

Bi-Weekly Payroll Contribution
$232.35

Family

Bi-Weekly Payroll Contribution
$387.25

Medical Services

Annual deductible (individual/family)

In-network
$3,000 / $6,000

Out-of-pocket maximum (individual/family) *

In-network
$7,500 / $15,000

Coinsurance

In-network
30%

Primary physician office visit

In-network
$35 copay

Specialist office visit

In-network
$65 copay

Inpatient hospital services

In-network
$100 copay then 30% after deductible

Outpatient hospital services

In-network
30% after deductible

Urgent care

In-network
$70 copay

Emergency room care

In-network
$500 copay
  • *Includes deductible and copayments

Out-of-network coverage

Annual deductible (individual/family)

Out-of-network coverage
$6,000 / $12,000

Out-of-pocket maximum (individual/family) *

Out-of-network coverage
$15,000 / $30,000

Coinsurance

Out-of-network coverage
50%
  • *Includes deductible and copayments

Prescription drugs (30-day supply)

Prescription deductible

In-network
None

Generic

In-network
$10 copay

Preferred Brand

In-network
$50 copay

Non-Preferred Brand

In-network
$80 copay

Plan Notes

  • The Mid PPO has a $3,000 individual / $6,000 family in-network deductible with 30% coinsurance, and uses fixed copays for office visits ($35 primary / $65 specialist) and prescriptions with no drug deductible.
  • This plan is not HSA-eligible; you may pair it with a Healthcare FSA.
  • To locate an in-network medical provider, please visit myhealthtoolkitfl.com.